Financial Guarantee

Unlock capital for
Scalable growth

Empower your team to focus on care delivery, while we set you up for financial success.

“Sparx is way ahead of the market in terms of helping satisfy reserve
requirements for innovative companies in VBC”
- Top Medicaid CFO

“Sparx is way ahead of the market in terms of helping satisfy reserve
requirements for innovative companies in VBC”
- Top Medicaid CFO

“Sparx is way ahead of the market in terms of helping satisfy reserve
requirements for innovative companies in VBC”
- Top Medicaid CFO

Financial Guarantee

Unlock capital for
Scalable growth

Empower your team to focus on care delivery, while we set you up for financial success.

“Sparx is way ahead of the market in terms of helping satisfy reserve
requirements for innovative companies in VBC”
- Top Medicaid CFO

Free Up Trapped Capital

Free Up Trapped Capital

Free Up Trapped Capital

Performance-Driven Underwriting

Performance-Driven Underwriting

Traditional financial guarantee underwriting relies solely on credit, making it challenging for many provider organizations. Sparx underwrites the performance of your provider organizations.

Performance-Driven Underwriting

Traditional financial guarantee underwriting relies solely on credit, making it challenging for many provider organization. Sparx underwrites the performance of your provider organization.

0%

Collateral

0%

Collateral

0%

Collateral

Zero-Collateral Options

Opportunity to unlock tens of millions to invest in improving healthcare outcomes.

Trustworthy Capital Solutions

AM Best A-rated, U.S. Treasury-listed insurers with robust balance sheets.

A-Rated

A-Rated

Payer Negotiation Playbook

Replace traditional LOC or escrow requirements with a payer contract negotiation playbook, backed by national payer precedence

Nationwide

Solutions

Nationwide

Solutions

Siloed Legacy Vendors Prevent You from
Reducing Risk and Lowering Cost

Siloed Legacy Vendors Prevent You from
Reducing Risk and Lowering Cost

Siloed Legacy Vendors Prevent You from Reducing Risk and Lowering Cost

One Size Fits None

One Size Fits None

One Size Fits None

One Size Fits None

Too Little Insight, Too Late

Too Little Insight, Too Late

Too Little Insight, Too Late

Too Little Insight, Too Late

Frankenstein Software Built on Band-Aids

Frankenstein Software Built on Band-Aids

Frankenstein Software Built on Band-Aids

Frankenstein Software Built on Band-Aids

A Risk 1.0 approach doesn't work

for Value-based care

A Risk 1.0 approach doesn't work

for Value-based care

A Risk 1.0 approach doesnt work

for Value-based care

is Risk 2.0

is Risk 2.0

An Integrated Actuarial,
Insurance, & Data Platform

Sparx integrates and automates manual actuarial and insurance processes for healthcare organizations, unlocking scalable growth.

is Risk 2.0

An Integrated Actuarial,
Insurance, & Data Platform

Sparx integrates and automates manual actuarial and insurance processes for healthcare organizations, unlocking scalable growth.

Healthcare’s Risk Operating System

New York, New York

© 2025 Sparx Group, Inc. All Rights Reserved.

Healthcare’s Risk Operating System

New York, New York

© 2025 Sparx Group, Inc. All Rights Reserved.

Zero-Collateral Options

Opportunity to unlock tens of millions to invest in improving healthcare outcomes.

0%

Collateral

Trustworthy Capital Solutions

Refresh core metrics in real time to maintain precise performance tracking.

A-Rated

Payer Negotiation Playbook

Refresh core metrics in real time to maintain precise performance tracking.

Nationwide

Solutions

Zero-Collateral Options

Opportunity to unlock tens of millions to invest in improving healthcare outcomes.

0%

Collateral

Trustworthy Capital Solutions

Refresh core metrics in real time to maintain precise performance tracking.

A-Rated

Payer Negotiation Playbook

Refresh core metrics in real time to maintain precise performance tracking.

Nationwide

Solutions